Meet Ryan

So I was on here earlier writing but I ended up scraping it. I don’t know how often I come here to write a post but end up deleting it. It feels like nothing I write is ever good enough anymore. I miss my early days.

My advice to anyone is to make sure you read those little disclosures they are mailing out. I am about to mail off my second rejection letter of the year already. Two of my creditors want to raise the rates on my cards. Chase mailed and wants to raise it 5%! I have 8.99%, a good rate for me, but they want to give me prime+9.99% which is 13.99% right now.

Watch out for the letters and make sure you reject them. You can keep your old rate as long as you reject any changes they mail you.

“We are sending you this notice to let you know that we will be making some changes to your credit card account in response to market conditions and to maintain profitability on your account. ” –YEAH RIGHT

So the wrong image comes up with a product name, but the image actually fits if you think about it.

Man this sucks. I hate when we have to “fall back” because now it is way dark way early. It’s pitch black outside and it’s 6. There’s no time to do anything at night anymore. I am so ready to get started on all my Christmas stuff and what not. It’s getting close to Christmas Lights time. I’m really excited about that part.

I sure wish we could just get rid of stupid falling back and springing forward. I like it dark in the morning and light at night. That’s how it should always be!

If George W. Bush dressed in drag… Read the rest of this entry »

Wouldn’t it be neat if you could send a special text message to anyone and see how you are stored in their phone? I’d love to see how people save me in their phone. You know someone surely has me as something crazy but wouldn’t admit to it.

Random.

This is really an awesome browser. I can’t wait until they come out with the OS X version. Google has done a great job with this. If you have XP/Vista, you’ve gotta give it a try.

So last night I learned what it takes to fuck me up big time. I came home and passed out and then I woke up and ran to my porcelain friend. It is now past noon and I am still not feeling too keen.

3 Hurricanes. 1 Friday’s Mojito Shaker. 2 Jager Bombs.

That’s what it takes to make me beg for mercy.

We all knew this day was coming but didn’t know exactly when. The day finally came this morning and the FDIC had taken over it then sold everything over to Chase. A quick and smooth transaction. Lucky for everyone who banks with WaMu, Chase assumed all deposits so that no one had to lose anything from the deal. Better than what happened with those people down at Indymac Bank.

So which bank is next? I predict that when this is all said and done, only three banks will remain: Bank of America, Chase and Wells Fargo.

Watch your money everyone.

So I was all talking about riding it out at my house but then I decided I was too scared. So I ended up evacuating out to San Antonio on Friday. Fortunately, the traffic was not bad at all on the way out of town. I made it here in about 4.5 hours I’d say. There were some slow spots but it would come and go and wasn’t bad at all.

Nothing like the Gridlock that was Rita. I am going back to Houston on Sunday Morning. I am so bored over here but it will be okay. Everything is okay over there but there is no power. We shall see how long it takes for the power to come back on.